Jose Aguilar drove all the way from San Bernardino County to get help on his mortgage.
"We got here at 1 o'clock in the morning, so we're wiped out."
Aguilar works as a contractor installing kitchen and bathroom tile. He says there hasn't been much work lately and he's been struggling to keep the home he lives in with his wife and two daughters.
"We almost lost the house because we don't know what to do. It was a lot of money especially right now because the jobs, the work is very slow."
Aguilar met with a counselor who readjusted his mortgage. Now he'll be paying $550 less a month.
Yana from Sacramento is here with her father. The family is also dealing with a drop in income.
"We've been trying to work with our bank for months and months, almost a year now with no success. So we're just trying anything possible at this point."
She just found out that the family's monthly payments will drop by nearly half.
"My hands started to shake. I was pretty happy. I was like 'oh my God this is amazing.' So we're thrilled."
Bruce Marks heads the non-profit Neighborhood Assistance Corporation of America or NACA which is hosting the five-day event…linking homeowners with financial counselors and major lenders including Fannie Mae and Freddie Mac.
"This is a mobile servicing operation. We have over 1,000 people on-site and many thousands off-site, it's all done electronically."
Marks, who holds these foreclosure prevention workshops across the country, calls himself a non-violent bank terrorist. He made the comments on Capital Public Radio's Insight program.
"They looked at the homeowners as a way to make billions and billions of dollars and these mortgages are structured to fail. We do not blame the homeowners. This is all on the backs of these banks."
The NACA event at Cal Expo concludes on Tuesday night at 8 o'clock.