Research firm RealtyTrac's third-quarter report finds that Modesto had the country's third highest foreclosure rate. Stockton came in at number four and Sacramento had the country's 13th highest rate.
RealtyTrac's Daren Blomquist says all three cities saw single-digit increases in foreclosure activity from the previous quarter.
"But all of them did post a decrease from a year ago. And those actually are in the minority if you look at metro areas across the country, most of them are still in the upswing and experiencing increasing foreclosure activity from 2009."
He says that's because the rest of the country is finally starting to feel the brunt of the foreclosure crisis…something that hit Northern California first.
Sacramento, Stockton and Modesto all posted double-digit decreases in foreclosures during the third-quarter compared to the same period last year.