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Insight Examines Prop 33



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(Sacramento, CA)
Thursday, October 11, 2012
 
Proposition 33 would allow insurance companies to base prices on whether a driver previously carried auto insurance. Currently, insurance companies can only base prices on a person's driving record. 
 
Proponents of Prop 33 say it stimulates competition between insurance companies and drives down cost of auto coverage by allowing drivers with uninterrupted coverage to shop around their "continuous coverage" discount.
 
 
A similar initiative narrowly failed in 2010 but this new version makes exceptions for active-duty military and long-term unemployed whose insurance has lapsed, which may make it more attractive to voters.
 
(This Insight segment aired on October 24)
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